Uber/Lyft Accidents

If you suffer an injury in an accident while riding in an Uber, you have several options to recover compensation. If the Uber driver was at fault for the accident, you may be able to file a claim against the driver. However, this may not be the best option. It may be difficult to collect damages if the driver has only a personal car insurance policy: The driver must have a commercial auto insurance policy or a personal injury policy with a provision providing coverage for ridesharing. The good news is, you may be covered by Uber’s liability insurance and bodily injury policy, which covers up to $1 million in damages per accident.

If the other motorist was at fault for the accident, you may need to make a claim against their insurance carrier or sue them to recover compensation. In certain situations, you may make a claim against Uber itself, but because the company’s drivers are considered contractors rather than employees, it’s difficult to hold Uber liable for the actions of its drivers.